By Federico Ferretti
The legitimacy or illegitimacy of data exchanges among opponents is still a topical debate in regards to ecu pageant legislations and coverage. This ebook reexamines the problem within the retail monetary companies quarter, targeting the atypical difficulties that it poses for european marketplace integration, shopper coverage and defense and the intersection with primary rights. It analyzes and displays at the proper case legislation and instructions provided by means of the corresponding eu gurus, delivering a critique of the present strategy and advancing the proposition that info markets themselves desire consciousness, as well as the markets that they serve. The e-book additionally advances new views on situations during which shoppers’ own details is fascinated by the trade, spotting the inevitable interplay among ecu pageant legislations, the pursuits and safeguard of shoppers and private info defense. It means that the established order below pageant legislations is unsatisfactorily brief sighted and that the european may still take a holistic method (including info markets) to the research of festival legislation, reflecting shopper security and primary rights facets within the assessment.
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Additional info for EU Competition Law, the Consumer Interest and Data Protection: The Exchange of Consumer Information in the Retail Financial Sector
C Miller MJ (2003a) Introduction. In: Miller MJ (ed) Reporting systems and the international economy. The MIT Press, Cambridge, pp 1–23 Miller MJ (2003b) Credit reporting systems around the globe: the state of the art in public credit registry and private credit reporting firms. In: Miller MJ (ed) Reporting systems and the international economy. The MIT Press, Cambridge, pp 25–79 Poulton EC (1994) Behavioural decision theory. Cambridge University Press, Cambridge Riestra ASJ (2002) Credit bureaus in today’s credit markets.
Brussels Handzic M, Tjandrawibawa F, Jeo J (2003) How neural networks can help loan officers to make better informed application decisions. Inform Sci 97–109 Hurst P (1998) Sharing performance data through credit reference agencies—levelling the playing field. Credit Manag 28 Jappelli T, Pagano M (2000)Information sharing in credit markets: the European experience. Working paper no. 35, centres for studies in economics and finance. University of Salerno, Salerno Jappelli T, Pagano M (2002) Information sharing, lending and defaults: cross-country evidence.
9 See further, Chap. 5. 10 Commission Report on Competition Policy Vol. 2, 1972, 51–57. Zuchner v Bayerisce Vereinsbamk AG (Case C-172/80)  ECR-2021. 8 36 3 Information Exchanges Under EU Competition Law Broadly, it aims to control the following: • Cartels, collusions, or any other anti-competitive practices having a distortive effect on the EU market (Article 101 TFEU); • Market power, by means of abuses of a dominant position or via proposed mergers or acquisitions having an effect on the EU market (Article 102 TFEU and Regulation 139/2004 EC); • Direct or indirect aid given by the Member States to undertakings (Article 107 TFEU).
EU Competition Law, the Consumer Interest and Data Protection: The Exchange of Consumer Information in the Retail Financial Sector by Federico Ferretti